recurrent hydro-meteorological hazards like Glacial Outbursts and Floods (GLOF), droughts, heat
waves, cold waves, extreme rainfall that have not only impacted the people but also have dragged
behind the development of the state
of drinking water and irrigation water as fresh water streams and groundwater are adversely
impacted in drought; discontinuation of education and damage to school infrastructure; damage to communication network and
power supply; livelihood risk due to shortage of natural resources;
health risk due to changes in water borne & vector borne diseases; damage to asset, housing and infrastructure.